There are flexible modes of premium payment allowed, from which you can choose as per your own convenience. Payment Security - Renewing two wheeler insurance plans online allows you to pay premiums via a secured payment gateway. In case of any difficulty, you can get in touch with the customer care executives of the insurance company and get your queries solved. Renewing your two wheeler insurance saves the time and requires less paperwork.ĭirect Transaction With The Company - When buying two insurance plans online, you can avoid paying an extra fee to the insurance broker or agent. You can easily renew your two wheeler insurance policy online from the comfort of your own home. This helps you to know which plan is most suitable according to your requirements and helps in making an informed decision.Ĭonvenience - There is no more convenient way to renew your two wheeler insurance policy than doing it online. You get to choose from the most suitable two wheeler insurance plans as per your requirements and budget, without any persuasion.Įasy to Compare Different Plans Online - Purchasing or renewing two wheeler insurance plans online helps you to compare different two wheeler insurance plans in terms of features, inclusions and exclusions. Unbiased Opinion - When you buy or renew a two-wheeler insurance policy online, there is no involvement of any agent which eliminates the influence of any kind. Below mentioned are some benefits renewing two wheeler insurance policy online: You will not be able to claim any coverage benefits under the lapsed two wheeler insurance policy until you get it renewed. In case you are not able to renew your policy on time, your two wheeler insurance policy will lapse and will become invalid. Two wheeler insurance is not a one-time job, it requires timely renewal. Therefore, it is recommended to read positive as well as negative comments online so that you can decide what is best for you. Read Online Reviews - Reading reviews online of verified customers who have bought two wheeler insurance policies will help you decide if you are going for the right two wheeler insurance policy or not. You can compare different plans on the basis of inclusions, exclusions, premiums, etc.ĥ. Compare Two Wheeler Insurance Plans Online - It is important to compare different two wheeler insurance policies online in order to make the best buying decision. It ensures that the claim settlement is hassle-free.Ĥ. Choose a Reliable Insurance Company - Checking the claim settlement ratio is of utmost importance when choosing a trustworthy two wheeler insurance company online. Common add-on covers in two wheeler insurance are zero depreciation cover, personal accident cover for pillion riders, and towing cover.ģ. You can opt for an add-on cover for your two wheeler insurance policy in exchange of extra premium. Choose Add-ons Wisely - Add-on covers help you to enhance the coverage of your two wheeler insurance policy. When assessing your requirements, you must consider different factors such as usage of your two wheeler, your expenditure, liabilities, etc.Ģ. Know Your Coverage Requirements - Assess your requirements and budget so that you can choose between different types of two wheeler insurance plans that suit you the best. Here are some tips that can help you choose a two wheeler insurance policy according to your requirements and budget:ġ. In order to select the most suitable two wheeler insurance policy, you should evaluate your requirements and compare several two wheeler insurance plans online. The German Federal Social Court explained that if the "insured activity is carried out in the household of the insured person or at another location, insurance cover is provided to the same extent as when the activity is carried out at the company premises.Buying a two wheeler insurance policy needs thorough research. However, a higher social court then said it viewed this "first morning journey from bed to the home office as an insured work route" and the Federal Social Court then confirmed the decision. A regional social court had judged that the claimant's walk from his bedroom to his home office was an "uninsured preparatory act that only precedes the actual activity," according to a translation of the ruling. The employer's insurer had refused to cover the accident claim. The court said the man should be protected by his employer's statutory accident insurance because he walked straight from his bedroom to his desk in the morning, adding that he did so without having breakfast. According to the decision issued last week by Germany's Federal Social Court, known as the Bundessozialgericht, the unnamed man slipped on a spiral staircase and broke his back.
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